Original research · Fielding now

The State of Agentic AI Governance in US Financial Services 2026

Since revised US model-risk guidance placed generative and agentic AI outside its scope, no one has published data on what institutions are actually doing about it. This study measures the gap: which frameworks fill it, which controls are real, and what is blocking production — reported as the citable industry baseline.

By Evgeny Aleksandrov, Founder, BlackGrid · individual responses confidential


The numbers the industry doesn't have — yetORIGINAL RESEARCH · GOVERNANCE STUDYThe numbers the industry doesn't have — yetFIELDING NOWtracks fill when fielding closesagents in production vs pilotswritten, board-visible agentic-AI policyframework filling the carve-outdecisions reconstructable end-to-enddefined human-in-the-loop thresholdstop blockers, rankedpublished as open aggregates at this URL — individual responses stay confidentialBLACKGRID

Who we're surveying

  • Risk, compliance, and model-risk leaders at US banks and credit unions
  • Data/AI and operations executives at lenders and payments firms
  • Wealth and asset-management technology and supervision leaders

What we ask (~7 minutes)

  • Where agentic AI actually sits today — exploring, pilots, or production, and in which workflows
  • How you govern it after the OCC 2026-13 / SR 26-02 carve-out — NIST AI RMF, ISO 42001, Treasury FS AI RMF, or nothing formal yet
  • Which controls exist in practice: reconstructable audit trails, human-in-the-loop thresholds, evaluation, reason codes, fair-lending testing
  • What is blocking you, and where 2027 budgets are headed

What participants get

  • The full report before public release
  • A benchmark cut: your answers against the aggregate
  • Anonymity by design — only aggregates are ever published

Free checklist

Join the research panel

Leave your details and we'll send the survey link when fielding opens for your segment — and you'll get the report before public release. Only aggregates are ever published.

By submitting, you agree to be contacted about BlackGrid. We don't share your details. See our Privacy Policy.

Related reading